Job Description

Job Description

Job Position: Hard Money Loan Officer

Approx. Start Date : As soon as possible

Employment Type: Full-time, Exempt

Salary : $100K - $150k per year - Paid monthly by the 1st

Location : Lakeway, TX

Business Hours : 9am – 5pm weekdays

Benefits : Discretionary Time Off (DTO) - as-needed, as-reasonable, Medical, Dental, Vision, United Healthcare & Beam, Life Insurance - Beam

Job Description

Summary: Are you ready to fly high in the world of hard money lending? We're on the hunt for a dynamic Loan Officer to join our team. You'll be the pilot, landing smooth loan originations, ensuring our clients' dreams come true while keeping our investments rock solid. If you thrive on challenges and love making things happen, this is the gig for you!

Key Goals:

• Keep foreclosure rates low and our success rates high.
• Originate loans that minimize losses and maximize performance.
• Ensure smooth, proactive, and on-time closings.
• Grow our loan capacity and pipeline in a manageable way.
• Lead and grow an efficient and effective loan team.
• Create win-win loans for both borrowers and lenders.
• Maximize the security and protection of our notes.

Who You Are:

• Ambitious, goal-oriented, and highly driven
• Hit bullseyes regularly – literally and figuratively
• Have a track record of creating long-lasting relationships
• Love talking on the phone
• Confident in your decision making
• Not afraid to ask the hard questions
• Intimate knowledge of all things real estate
• Not satisfied with the status quo, always creating out-of-the box solutions

Responsibilities:

• Loan Origination Navigator: Oversee loan structuring, deal analysis, valuations, loan doc prep, title reviews, and underwriting. Step in as needed to keep operations flowing smoothly.
• Team Captain: Supervise and manage loan origination and processing. Maintain and update processes to improve efficiency. Hire and manage team members to achieve smooth operations while balancing budgets.
• Tech Integration Pro: Ensure smooth usage and implementation of company technology and software by staff and borrowers.
• Tech Savvy: Collaborate with the executive and IT teams to further develop and employ technology and automation for maximum efficiency. Kudos if you implement AI into your daily process.
• Loan Protection Guru: Ensure maximum loan protection during the origination process. Verify title commitments, surveys, legal descriptions, and ensure all recordable documents are correctly recorded.
• Underwriting Expert: Conduct borrower underwriting reviews, including credit evaluation, risk analysis, and assessing the 5 Cs (Character, Capacity, Collateral, Conditions, Capital).
• Client Experience Champion: Own the borrower’s experience from start to finish. Ensure timely closings, consistent communication, and smooth integration of construction management during the origination process.
• Standards Setter: Work with the executive team to refine underwriting standards, including valuations, borrower vetting, title requirements, and more.
• Process Innovator: Update and develop SOPs and processes to employ underwriting standards. Enforce these standards by managing team accountability.
• Growth Driver: Assist in loan pipeline growth efforts. Collaborate with Creative Director, refine, and grow lending products as needed.
• Foreclosure and Mitigation Specialist: Explore foreclosure and loss mitigation initiatives. Analyze exceptions to credit boxes and adjust loan programs as necessary.
• Risk Analyst: Work with the executive team to develop risk-analysis and loan-terms calculation tools. Review LOIs, loan docs, loan modifications, and payoffs.

Who We Are:

Hornet Capital is a private money lender led by an ex-F18 Fighter Pilot. Our team, investors, and partners are united in leaving a mark that outlives us. Through shared purpose and commitment, we foster not just growth but a story of collective achievement that will echo for generations. Go Navy, Beat Army!

For faster response times, please email resume to HR@Hornet.Capital.

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